Top 5 Home Insurance Companies in Rogers, AR
Check out the most popular Home Insurance agencies & companies in Rogers, AR & compare the best quotes from them.
Average Cost of Homeowners Insurance in Rogers, AR
As a Rogers, AR homeowner, you know your home is your most valuable asset. And, as such, you want to do everything you can to protect it. One of the best ways to do this is to insure your home with a good homeowners insurance policy. There are a lot of different things that can happen to your home that would be covered by homeowners insurance. For example, if a fire damaged your home, your homeowners insurance would pay to repair or replace your home. If your home was burglarized, your homeowners insurance would pay to replace your stolen belongings. And if someone was injured on your property, your homeowners insurance would pay for their medical bills.
The average cost of homeowners insurance in Rogers, AR, is $1,181. There are a lot of different homeowners insurance policies available, so it's important to shop around and find the one that's right for you. Be sure to read the fine print and ask lots of questions so that you understand exactly what is and is not covered by your policy. Therefore, before making a final decision, homeowners should evaluate the prices and policies provided by home insurance providers in Rogers, AR. The top insurance companies and plans in Rogers, Arkansas, are listed below.
Factors affecting home insurance in Rogers, AR:
1. Home insurance rates by coverage levels
2. Home insurance rates by deductibles
3. Home insurance rates by materials used
4. Home insurance rates by the number of claims
Homeowners insurance in Rogers - Rates by coverage level
The higher the coverage level, the more expensive the policy will be. However, the coverage level is one of many factors determining your insurance's price. Insurance companies also take into account the value of your home, the age of your home, the location of your home, and your claims history. Knowing all the different types of coverage offered before shopping for homeowners insurance in Rogers, Arkansas, is crucial.
The chart below will show you how much homeowners insurance would cost you in Rogers, Arkansas.
Homeowners insurance in Rogers - Rates by deductibles
When it comes to homeowners insurance, your deductible is one of the key factors determining your premium. A higher deductible means you'll pay less in premiums but more out-of-pocket if you have a claim. A lower deductible means you'll pay more in premiums but less out-of-pocket if you have a claim. In Rogers, AR, homeowners who selected a $1500 deductible for their homeowner's insurance pay $994. A low deductible means that homeowners must pay a higher premium. For instance, homeowners in Rogers, AR, who choose a $500 deductible pay $1167 for their home insurance.
Homeowners insurance in Rogers - Rates by materials used
The cost of homeowners insurance in Rogers, AR, can vary greatly depending on the type of materials used to construct the home. For example, a home made of brick or stone is typically less expensive to insure than a home made of wood. This is because brick and stone homes are more resistant to fire and weather damage and are less likely to require repairs or replacement. The type of roofing on a home can also affect the cost of insurance. A home with a metal roof is usually cheaper to insure than a shingle roof because metal roofs are more resistant to fire and wind damage. For instance, homeowners in Rogers, Arkansas, who built their homes with masonry brick and hail-resistant roofs pay $1122 and $1157 in insurance, respectively.
Homeowners insurance in Rogers - Rates by the number of claims
The more claims that are filed, the higher the insurance cost will be. Insurance companies base their rates on the risk they perceive in an area. If many claims are filed in an area, the insurance company will perceive a higher risk and charge higher rates to cover that risk. For instance, in Rogers, Arkansas, an insured person with no claims can get insurance for as little as $1027. With one or two claims, homeowners in Rogers, AR, pay an average premium of $1264 and $1346, respectively.
Top Home Insurance Companies in Rogers, AR
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Allstate | A+ | 8.24% |
| Travelers | A++ | 8% |
| Erie | A+ | 6% |
| Liberty Mutual | A | 4.56% |
| Nationwide | A+ | 2.84% |
Top Erie Home Insurance Agents in Rogers, AR
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Tim Sheppard Agency Inc. | Highway 37 N 65734 |
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| Newport Insurance Agency | 2722 W WALNUT ST 72756 |
(479) 878-1789 | |
| The Sorgi Insurance Agency | 1479 Executive Place - Suite A Springdale 72762 |
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| Randy Wright Insurance Agency Inc. | 225 N Bloomington St Ste F 72745 |
(479) 419-5369 | |
| Ransom Insurance Services Llc | 103 N Gaskill St 72740 |
(479) 738-2145 | |
| Dyeco Insurance Group Llc | 4700 S Thompson St Ste B105 www.dyecoins.com 72764 |
(479) 756-8624 | |
| Blackstone Insurance Agency | 4275 S Thompson St Ste A2 www.blackstone-insurance.com 72764-1006 |
479-750-1500 | |
| Riskblock | 339 W Coler St riskblock.com 64850 |
(417) 451-3555 | |
| Range Insurance & Financial Services | 3291 S Thompson St Ste B103 72764 |
(479) 444-8189 | |
| Rankin Insurance Group Inc. | 85 S Double Springs Rd 72730 |
(479) 267-1700 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Kevin Fenzl | 3047 N COLLEGE FIESTA SQUARE 72703 |
479-571-3500 | |
| Christopher M Stasko | 2023 E Main St 72761 |
479-524-6191 | |
| Kevin Dwayne Crutcher Agency | 3906B KELLEY AVE 72762 |
479-751-9272 | |
| Stephen A Varva | 105-G Passion Play Road Eureka\u00a0Springs 72632 |
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| Ransom Franklin Cross Agency | 308 E Main St 72761 |
(479) 524-3163 | |
| Rap Insurance Agency Inc | 118 E Buchanan St 72753 |
(479) 846-0836 | |
| Leas Insurance Agency Inc | 2 KISSEE AVE STE B 65686 |
417-739-1243 | |
| Danny Conrad Gill | 479 N Parrott Drive 72740 |
479-738-6005 | |
| Ransom Franklin Cross Agency | 505 W Tulsa St 72761 |
(479) 373-6550 | |
| Ransom Franklin Cross Agency | 205 Public Sq 72616 |
(870) 423-4060 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| H F Wrieth Insurance Agency | 1803 W Olive St 72756 |
(479) 636-7054 | |
| Shaw Moses Mendenhall & Asso | 3047 N. College Ave smmainsurance.com 72703 |
Email:wanda@smmainsurance.com |
|
| Commercial Ins Agency Inc | 845 E Hwy 60 Ste F 65708-9309 |
417-235-1200 | |
| Chai Insurance | 2786 N College Ave Ste A 72703-3359 |
479-521-6505 | |
| A C Andy Reina Insurance Agency | 901 Main St 65625-1333 |
417-847-3196 | |
| Pacific Crest Services Inc | 1049 CHEROKEE AVE 64865 |
(417) 776-8707 | |
| Slowey Insurance Agency Ltd | 404 W 3Rd www.slowey-krueger.com 74344 |
Email:tslowey@slowey-krueger.com |
|
| Foy Insurance - Scarborough | 1049 Cherokee Ave www.foyinsurance.com 64865 |
(417) 776-8707 Email:tilton@foyinsurance.com |
|
| Brightway Insurance Inc | 3396 N Futrall Dr www.brightway.com 72703-4057 |
479-442-6784 Email:sarah.asher@brightway.com |
|
| Corker & Associates Inc | 300 S Kyler St 65708 |
417-235-0300 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| The Maida Agency Inc. | 6 Forest Park Dr 6 Forest Park Dr 72631 |
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| Ellis Weiss | 108 Crossover Ave Ste E1 72745 |
(479) 770-8077 | |
| Wrangler Ins | 83 Colt Square Dr 72703 |
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| Mitchell Happ | 404 W 3RD ST 74344 |
(918) 786-9110 | |
| Kevin Dirst | 101 MEEKER ST 72734 |
479-525-6120 | |
| Mark Scott | 908 Washington Ave 64865 |
(417) 776-5433 | |
| Clifford Barbalat | 700 N 40th St Ste C 72762-0633 |
479-751-6227 | |
| Barrow Ins Agency | 114 W Division St 74960-3010 |
918-696-4114 | |
| Blue Star Insurance | 1153 W Sunset Ave 72764-5263 |
479-751-7001 | |
| Teresa Rogers | 21226 Mt. Gaylor Drive 72959 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Andrew Mercado | 4201 W New Hope Rd Ste 103 72758-8251 |
479-936-8008 | |
| Kevin Durand | 1800 S.OSAGE SPRING DRIVE #230 72758 |
479-899-6433 | |
| Christopher Desanty | 421 W Walnut St 72756-4541 |
479-636-3663 | |
| Kevin Edmonds | 1177 W SUNSET STE 4 72764 |
479-756-6799 |
| Travelers | Nationwide | Liberty Mutual | |
| Median Home Value ($) | 174,090 | 174,090 | 174,090 |
| Construction year | 1992 | 2007 | 2010 |
| Home Coverage ($) | $250000-$300000 | $350000-$400000 | $200000-$250000 |
| Total Premium ($) | $2337 | $3315 | $1722 |
Rogers, AR Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Erie | upto 18% |
| Nationwide | upto 9% |
| Travelers | upto 7% |
| Allstate | upto 18% |
| Liberty Mutual | upto 19% |