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Average Cost of Homeowners Insurance in Rogers, AR

As a Rogers, AR homeowner, you know your home is your most valuable asset. And, as such, you want to do everything you can to protect it. One of the best ways to do this is to insure your home with a good homeowners insurance policy. There are a lot of different things that can happen to your home that would be covered by homeowners insurance. For example, if a fire damaged your home, your homeowners insurance would pay to repair or replace your home. If your home was burglarized, your homeowners insurance would pay to replace your stolen belongings. And if someone was injured on your property, your homeowners insurance would pay for their medical bills.

The average cost of homeowners insurance in Rogers, AR, is $1,181. There are a lot of different homeowners insurance policies available, so it's important to shop around and find the one that's right for you. Be sure to read the fine print and ask lots of questions so that you understand exactly what is and is not covered by your policy. Therefore, before making a final decision, homeowners should evaluate the prices and policies provided by home insurance providers in Rogers, AR. The top insurance companies and plans in Rogers, Arkansas, are listed below.

Factors affecting home insurance in Rogers, AR:

1. Home insurance rates by coverage levels

2. Home insurance rates by deductibles

3. Home insurance rates by materials used

4. Home insurance rates by the number of claims

Homeowners insurance in Rogers - Rates by coverage level

The higher the coverage level, the more expensive the policy will be. However, the coverage level is one of many factors determining your insurance's price. Insurance companies also take into account the value of your home, the age of your home, the location of your home, and your claims history. Knowing all the different types of coverage offered before shopping for homeowners insurance in Rogers, Arkansas, is crucial.

The chart below will show you how much homeowners insurance would cost you in Rogers, Arkansas.

Homeowners insurance in Rogers - Rates by deductibles

When it comes to homeowners insurance, your deductible is one of the key factors determining your premium. A higher deductible means you'll pay less in premiums but more out-of-pocket if you have a claim. A lower deductible means you'll pay more in premiums but less out-of-pocket if you have a claim. In Rogers, AR, homeowners who selected a $1500 deductible for their homeowner's insurance pay $994. A low deductible means that homeowners must pay a higher premium. For instance, homeowners in Rogers, AR, who choose a $500 deductible pay $1167 for their home insurance.

Homeowners insurance in Rogers - Rates by materials used

The cost of homeowners insurance in Rogers, AR, can vary greatly depending on the type of materials used to construct the home. For example, a home made of brick or stone is typically less expensive to insure than a home made of wood. This is because brick and stone homes are more resistant to fire and weather damage and are less likely to require repairs or replacement. The type of roofing on a home can also affect the cost of insurance. A home with a metal roof is usually cheaper to insure than a shingle roof because metal roofs are more resistant to fire and wind damage. For instance, homeowners in Rogers, Arkansas, who built their homes with masonry brick and hail-resistant roofs pay $1122 and $1157 in insurance, respectively.

Homeowners insurance in Rogers - Rates by the number of claims

The more claims that are filed, the higher the insurance cost will be. Insurance companies base their rates on the risk they perceive in an area. If many claims are filed in an area, the insurance company will perceive a higher risk and charge higher rates to cover that risk. For instance, in Rogers, Arkansas, an insured person with no claims can get insurance for as little as $1027. With one or two claims, homeowners in Rogers, AR, pay an average premium of $1264 and $1346, respectively.

Top Home Insurance Companies in Rogers, AR

Home Insurance Company A.M. Best Financial Strength Rating Homeowners Insurance Market share
Allstate A+ 8.24%
Travelers A++ 8%
Erie A+ 6%
Liberty Mutual A 4.56%
Nationwide A+ 2.84%

Top Erie Home Insurance Agents in Rogers, AR

Homeowners Insurance Agents Agent Address Contact Details
Tim Sheppard Agency Inc. Highway 37 N
Newport Insurance Agency 2722 W WALNUT ST
(479) 878-1789
The Sorgi Insurance Agency 1479 Executive Place - Suite A Springdale
Randy Wright Insurance Agency Inc. 225 N Bloomington St Ste F
(479) 419-5369
Ransom Insurance Services Llc 103 N Gaskill St
(479) 738-2145
Dyeco Insurance Group Llc 4700 S Thompson St Ste B105 72764
(479) 756-8624
Blackstone Insurance Agency 4275 S Thompson St Ste A2 72764-1006
Riskblock 339 W Coler St 64850
(417) 451-3555
Range Insurance & Financial Services 3291 S Thompson St Ste B103
(479) 444-8189
Rankin Insurance Group Inc. 85 S Double Springs Rd
(479) 267-1700

Top Nationwide Home Insurance Agents in Rogers, AR

Homeowners Insurance Agents Agent Address Contact Details
Christopher M Stasko 2023 E Main St
Kevin Dwayne Crutcher Agency 3906B KELLEY AVE
Stephen A Varva 105-G Passion Play Road Eureka\u00a0Springs
Ransom Franklin Cross Agency 308 E Main St
(479) 524-3163
Rap Insurance Agency Inc 118 E Buchanan St
(479) 846-0836
Leas Insurance Agency Inc 2 KISSEE AVE STE B
Danny Conrad Gill 479 N Parrott Drive
Ransom Franklin Cross Agency 505 W Tulsa St
(479) 373-6550
Ransom Franklin Cross Agency 205 Public Sq
(870) 423-4060

Top Travelers Home Insurance Agents in Rogers, AR

Homeowners Insurance Agents Agent Address Contact Details
H F Wrieth Insurance Agency 1803 W Olive St
(479) 636-7054
Shaw Moses Mendenhall & Asso 3047 N. College Ave 72703
Commercial Ins Agency Inc 845 E Hwy 60 Ste F
Chai Insurance 2786 N College Ave Ste A
A C Andy Reina Insurance Agency 901 Main St
Pacific Crest Services Inc 1049 CHEROKEE AVE
(417) 776-8707
Slowey Insurance Agency Ltd 404 W 3Rd 74344
Foy Insurance - Scarborough 1049 Cherokee Ave 64865
(417) 776-8707
Brightway Insurance Inc 3396 N Futrall Dr 72703-4057
Corker & Associates Inc 300 S Kyler St

Top Allstate Home Insurance Agents in Rogers, AR

Homeowners Insurance Agents Agent Address Contact Details
The Maida Agency Inc. 6 Forest Park Dr 6 Forest Park Dr
Ellis Weiss 108 Crossover Ave Ste E1
(479) 770-8077
Wrangler Ins 83 Colt Square Dr
Mitchell Happ 404 W 3RD ST
(918) 786-9110
Kevin Dirst 101 MEEKER ST
Mark Scott 908 Washington Ave
(417) 776-5433
Clifford Barbalat 700 N 40th St Ste C
Barrow Ins Agency 114 W Division St
Blue Star Insurance 1153 W Sunset Ave
Teresa Rogers 21226 Mt. Gaylor Drive

Top Liberty Mutual Home Insurance Agents in Rogers, AR

Homeowners Insurance Agents Agent Address Contact Details
Andrew Mercado 4201 W New Hope Rd Ste 103
Kevin Durand 1800 S.OSAGE SPRING DRIVE #230
Christopher Desanty 421 W Walnut St
Kevin Edmonds 1177 W SUNSET STE 4

Homeowners Insurance Comparison for the Cheapest Premiums in Rogers, AR

TravelersNationwideLiberty Mutual
Median Home Value ($) 174,090174,090174,090
Construction year 199220072010
Home Coverage ($) $250000-$300000$350000-$400000$200000-$250000
Total Premium ($) $2337$3315$1722

Rogers, AR Multi Policy Discounts by Home Insurance Companies

Home Insurance Company Multi Policy Discount (%)
Erie upto 18%
Nationwide upto 9%
Travelers upto 7%
Allstate upto 18%
Liberty Mutual upto 19%